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lovesthemouse said: "I am trying to rebuild my credit. Is there a card I can get with a FICO score of 569? Is this impossible? I have paid everything and need to start rebuilding....help"

MichaelG said: "Try Orchardbank"

credit_card_collector said: "These banks will probably give you a card, make sure to read terms and conditions, some have some setup or annual fees. Orchard Bank : [url]http://www.orchardbank.com/ccssa/OBCustomerCare?cmd_Redirect=HomePage[/url] Household Bank (HSBC) : [url]http://www.householdbank.com/ccssa/HBCustomerCare?cmd_Redirect=HomePage[/url] I like this one because they actually let you apply and then tell you which HSBC card is best for you, give it a shot they might say ok to a premium card for you but even if you end up with the regular Household bank card at least you took the chance and ended up with a single pull instead of multiple pulls. Centennial (1st premier) : [url]https://www.firstpremierbankcards.com/[/url] Be sure to read terms and conditions they have relatively low apr but they have some high setup etc. fees. Account Set-up Fee: $29.00 (one-time fee) Program Fee: $95.00 (one-time fee) Annual Fee: $48.00 Participation Fee: $72.00 Annually++ Additional Card Fee: $20.00 Annually per card, (if applicable) Good Luck. :) Also a secured card through a credit union is a great way to go if that is an option that would be possible for your finances."

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