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Lizzette1983 said: "I am helping my grandfather with one of his credit card bills, its in collection now. the last papyment I made to the collection agency was on Dec 2005, now they never called me or return any of my calls telling me that they got the payment. to make a long story short a new collection agency took ova his account and they want to settle the account for 5070 by 4/25/05, but i cant not get the 5070 right away and they dont want to take payment plans of 175.00 everymonth what should I do? what can happen if it does not get paid by 4/25/06?"

94B10 said: "Hello and Welcome. Was this debt originally charged off if so you need to find out if you are still within SOL(statute of limitations) that will determine whether you could get sued. The SOL starts from the month the account first went delinquent. Here is a link to Whychat's site and look under your state. [url]http://whychat.5u.com/States/states.html[/url] [QUOTE=Lizzette1983]I am helping my grandfather with one of his credit card bills, its in collection now. the last papyment I made to the collection agency was on Dec 2005, now they never called me or return any of my calls telling me that they got the payment. to make a long story short a new collection agency took ova his account and they want to settle the account for 5070 by 4/25/05, but i cant not get the 5070 right away and they dont want to take payment plans of 175.00 everymonth what should I do? what can happen if it does not get paid by 4/25/06?[/QUOTE]"

David said: "you can always explain to the collection agency this. This is an old sick man.. I could pay his debt on my terms.. or.. you can try to collect from someone with NO assests whatsoever. im sure they will see the light at the end of the tunnel"

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