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Home >> Credit Repair Forums >> questions about loans for property purchases and 2nd homes/investment property

questions about loans for property purchases and 2nd homes/investment property

wmitchelllv said: "I currently own a home in Las Vegas. My goal is to invest in property/homes out of state. I have a few questions... A) What kind of credit score does it take to buy property (for investment/development purposes) out of state. and what kind of down payment would I need B) In order to purchase a second home or an investment home out of state what can I expect to pay(down payment percentage) with a mid score of 680 c) what are credit score requirements to qualify for a "NO DOC" and or "STATED" application I appreciate any advice I can get!"

liverichly said: "The score requirement varies widely on the down payment you would have. If you have no down payment there are lenders who would need a 660 or 680 (depending on who you speak to) score to purchase an investment property - even with a "low documentation" loan such as "stated income" or "no ratio". You can also purchase an investment property or 2nd home with a "no doc" documentation type, however there usually is a 5-10% down payment requirement."