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refirefi
pedrocop said: "I have a mortgage at 11.95%, I ran into some problems, my loan went into foreclosure and my scores dropped down below 500. I fixed that mess and now I have been on time for six months. Now that my scores are rebounding I need to refi to get out of this loan. All of my cs are at or about 490. I cleared some old bad stuff, and remain late on my car payment. I received two credit cards with low limits to help boost my score. How long before I can see my way to a better score and rate?"
JoshJohnson said: "At least 6 months of on-time payments should help a lot."
pedrocop said: "Well I hope you are right, this rate is a dog. Chase flatly rejected me even with my checking and savings there. Is it possible to pull up scores in six months/"
abloans4u said: "I am sure you could better financing. What are your current Scores? If you want some help you can e-mail me at [email]abloans4u@yahoo.com[/email]
Scott"