Late Payments Dispute Letter

Date:

Credit Bureau
Address
City, State, Zipcode

To Whom it May Concern

While perusing my credit report, I noticed the following inaccurate information: Several accounts are listed as having late payments. The accounts, in fact, have never been late.

Please reinvestigate the following listed accounts and update my account to reflect my accurate credit history. Pursuant to the Fair Credit Reporting Act, I expect this verification to occur within 30 days of today.

--List accounts here

I thank you in advance for sending me an updated credit report with these changes made.

Sincerely,

Your Name

Signature
Your Name
Your Address
Social Security Number
Date of Birth