Looking for Business card or Line of Credit

[phooey]

I've been to the banks with no success. I know there are business cards or lines of credit that does not base a deciding factor on your personal credit. My scores are around 580 but it's mostly due to debt/income ratio. No matter how I explain it away they ONLY care about the score number! I need a $15-$20 BUSINESS card or line of credit. Anyone that has a story or suggestion for me I would like it. Thanks

[bbutle01]

$15 to $20 dollars, or $15,000 dollars?

Hate to ask, but I don't see the benefit of a $15 dollar line ;)

[phooey]

Opps......yep, it's supposed to read $15K - $20K. Haven't been on here in a while and I can't find how to edit my posting.

[AMJ]

If you want an issuer to review the "company's" credit and not yours, the company must be the applicant. They will then go to D&B for info. You'll have to provide your EI#. They may also ask for some of your personal info.

[bbutle01]

AMJ's right. Have you already incorporated, gotten an EIN? A lot of places will still look at the owners of the company if the company itself doesn't have credit, which I'm assuming yours doesnt.

[chuff1026]

ok
i have built business credit on many occasions
i have a blog to help people understand the process and i also help people with the process
its a simple process
and its amazing
you need to start with a DnB number
then apply for a few accounts that will approve you with no credit
use them
pay them
and apply again
its like personal credit
just more dynamic
PM me if you want help