Credit Reporting Agencies Contact Info

[NightStar]

https://www.annualcreditreport.com/cra/index.jsp

You can order one free copy from each credit reporting agency online, if you are having trouble you may need to order by writing.

1. Ordering Credit Reports –
Include following information:
Full Name
Address
Social Security Number
Date of Birth
Copy of Drivers License
Copy of Utility Bill
Signature

Experian
PO Box 2104
Allen TX 75013
1-888-397-3742
http://www.experian.com

Equifax
CSC Credit Services
PO Box 981221
El Paso TX 79998-1221
1-800-685-1111
http://www.equifax.com

TransUnion
PO Box 1000
Chester PA 19022
1-800-916-8800
http://www.transunion.com

2. Reporting Fraud –
Include following information
Full Name
Address
Social Security Number
Date of Birth
Phone Number
Copy of Drivers License
Documentation (copies only)
ID Theft Affidavit
Request Fraud Alert
Signature

Experian
PO Box 9556
Allen TX 75013
1-888-397-3742
http//:www.experian.com

Equifax
CSC Credit Services
PO Box 981222
El Paso TX 79998-1222
1-888-766-0008
1-770-375-2821 fax
http//:www.equifax.com

TransUnion
Fraud Victim Asst. Dept.
PO Box 6790
Fullerton CA 92834
1-800-680-7289
1-714-447-6034 fax
http//:www.fvad@transunion.com

3. Disputing –
Include following Information:
Full Name
Address
Social Security Number
Date of Birth
Phone Number
Copy of Drivers License
Copy of credit report
Documentation (Copies Only)
Signature

Experian
PO Box 2002
Allen TX 95013
972-390-3809 Fax

Equifax
CSC Credit Services
PO Box 981223
El Paso TX 79998-1223
1-281-878-1974 Fax

TransUnion
PO Box 1000
Chester PA 19022
1-610-546-4605 Fax

4. Opt-Out –
Include following information:
All current & prior names used
All current & prior addresses used
Social Security Number
Date of Birth
(Experian & TransUnion only)
Phone Number
Signature

Opt-Out: 1-888-567-8688

Mail Preference Service
Direct Marketing Association
Removal – Mailing Lists
PO Box 9008
Farmingdale NY 11735

Telephone Preference Service
Direct Marketing Association
Removal – Telemarketing Lists
PO Box 9014
Farmingdale NY 11735

If you are not in CSC Credit Service territory (midwest) then you need to visit here to type in zip code for dispute address.

http://www.equifax.com/answers/corre...t-errors/en_cp

[NightStar]

There is a 4th credit reporting agency called Innovis.

Call 1-800-540-2505

Innovis
Attention: Consumer Assistance
P.O. Box 1358
Columbus, Ohio 43216-1358

http://www.innovis.com

[NightStar]

www.experian.com/reportaccess

www.equifax.com/fcra

These web addresses are for if you have been declined credit and want to access on the internet.

[NightStar]

Equifax Credit Information
Services, Inc.
P.O. Box 740241
Atlanta, GA 30374

Forgot, if you are not in CSC Credit Services area, you need to send Equifax request to the Atlanta GA address.